Tech Perspectives

Tariff Technology Risk

May 2, 2025

New, frequently changing rules for tariffs have created volatile markets with widespread consequences. Could a breakdown in tariff-collection ...

The Dangers of AI: Don’t Forget the Human Factor

March 28, 2025

Is AI manipulation by people a larger threat, to both the financial services industry and society at large, than the technology itself becoming ...

Technology Risk Lessons from the Rise of DeepSeek

February 28, 2025

The rapid ascension of a relatively obscure Chinese AI provider should cause financial institutions and their risk managers to rethink the way they ...

Hardware Innovation Will Up the Ante for Risk Managers

January 30, 2025

Over the next few years, major advancements in hardware technology are expected, especially across the nuclear power, weather, transportation and ...

How AI Could Transform Asset Management and Financial Risk

December 13, 2024

AI in finance remains prone to occasional errors, and there is still a lot of room for improvement in communication between different systems. But ...

Reflections on the Past 25 Years: What Risk Managers Have Learned from the Technology Revolution

October 25, 2024

Engineering geniuses have greatly altered the way risk practitioners perceive the financial services industry and evaluate future scenarios.

What Recent Turmoil Tells Us About Technology Risk Management Principles

August 23, 2024

The trading market suffered an ETFs-driven shock in early August. For technology risk managers, that event should serve as a reminder of the power of ...

What Risk Managers Can Learn from the Roots of Modern Technology

July 26, 2024

Technology is ubiquitous in risk management today, and its uses and potential dangers are too numerous to list. Risk practitioners must comprehend ...

Evolving AI: Threats and Opportunities

June 27, 2024

Financial institutions are clearly benefiting from machine learning and generative AI, but a recent academic research paper shed some light on a new ...

Rethinking Technology Risk: Moving Beyond Guns, Gates and Guards

May 10, 2024

Risk management for a long time suffered from a narrow, protective approach focused on dangers, rather than risks and opportunities. As technologies ...

Nature Risk: The Velociraptor Next Door

March 28, 2024

What’s the difference between the risks nature imposes on humans and the risks humans impose on nature? What are some examples, and what steps can ...

Do Cryptocurrencies Pose a Macro Threat to the Global Financial System?

February 23, 2024

Digital currencies like bitcoin have made significant inroads among investors and in several countries – but are their risks greater than their ...

Will ChatGPT Break Financial Markets?

January 26, 2024

Generative AI models have the potential to alter the trading landscape significantly. Risk managers have learned lessons from the dramatic impact of ...

AI Risk: The Inefficiencies of Existing Oversight, and What Risk Managers Can Learn From Science Fiction

December 22, 2023

Regulations and government guidelines for AI are flawed and do not address the key risks presented by this complex, fast-evolving technology. ...

Could Speedier High-Frequency Trading Prompt the Next Market Meltdown?

October 20, 2023

Traders and market makers are pushing hard for faster HFT, claiming it will result in more liquid and more efficient markets. But a proposed speed ...

The Reawakening of Blockchain – and Its Impact on Risk Management

September 22, 2023

A series of large blockchain projects from the like of JPMorgan Chase and the LSEG have recently grabbed headlines, once again placing the spotlight ...

Risk Management and the Tangled Web of Financial Control, Accounting and Technology

July 28, 2023

Aided by blockchain, financial control professionals are making impressive advancements in risk management. What are the differences between ...

A Brave (and Risky) New World: The Gig Economy Comes for Hedge Funds

June 23, 2023

The most rapidly growing segment of the hedge fund industry is a gig business model that offers more freedom to managers and investors – and could ...

Risk Management and Public Key Cryptography

May 26, 2023

Risk managers must consider all risks and make decisions based on complex, voluminous, fast-changing data, all while worrying about timeliness and ...

Network Analysis: How to Mitigate Unexpected Risk

May 28, 2021

Understanding the interconnectedness of different actors in the financial markets is essential in assessing aggregate market, credit and liquidity ...

3 Model Risk Management Lessons from COVID-19

April 30, 2021

The pandemic rendered traditional risk models largely ineffective, and financial institutions have responded by adopting AI-driven algorithmic models ...

7 Unique Challenges in Cryptocurrency Risk Management

March 19, 2021

The increased institutional interest in investing in cryptocurrencies raises complex risk management considerations that are unique to this ...

4 Risk Management Guidelines for Fintechs

February 19, 2021

Increased digitization in financial services is impacting the risks fintechs have to manage. What unique risks do they face, and what steps do they ...

Risks and Digital Transformation in the New Normal

October 23, 2020

Financial institutions are now adjusting to an unprecedented combination of risks and opportunities, amid a pandemic-driven shift to more mobile, ...

Quantamental Risk Management: Seeking New Alpha

August 7, 2020

AI-Based Decision Making: "Computer Says No"

July 10, 2020

Bias and inadequate transparency compromise the effectiveness of artificial intelligence and machine-learning models. But financial institutions can ...

Will COVID-19 Transform the Banking Landscape?

June 12, 2020

Amid the pandemic, traditional banks are facing potentially enormous credit losses and significant decreases in earnings, income and asset quality. ...